Question 1

What is the PM Youth Loan Scheme?

Accepted Answer

It is a government-backed loan program that provides affordable business financing to young Pakistanis.

Question 2

Is online application mandatory?

Accepted Answer

Yes. Applications are submitted through the official online portal.

Question 3

Can unemployed youth apply?

Accepted Answer

Yes. Unemployed youth with a viable business idea are eligible.

Question 4

Is collateral required?

Accepted Answer

Collateral requirements depend on loan tier and bank policy.

Question 5

Can women apply for this loan?

Accepted Answer

Yes. Women are strongly encouraged and supported under this scheme.

Youth Programs

PM Youth Loan Scheme – Online Apply, Eligibility & Banks List (2026)